@cmilian: The complete idiocy of this plan boggles the mind, I can now see why you are targeting the fools who are deeply invested in Paycoin. What you are doing is offering every XPY bagholder an opportunity to cash in on today's XPY value, which can usually be moved 20-30% with a couple thousand dollars. SO, they pump up the XPY price (or better yet, let others do it- like Friday), get the loan at the current inflated value, and then let your investors hold the bag after the market deflates from the pump, along with the usual downward trajectory of XPY that will occur during the life of the loan. Then you factor in that there are people holding so much XPY (MILLIONS-literally) that they have no idea what to do with it and this is a sure way to find failure for your investors. Fucking Brilliant. And yes, I chose that word quite carefully because it fits perfectly. Add on top of that the fact that you openly admit to being a large holder of an "investment" in XPY that plummets in value every day (And the "company" you are CEO of is designed to make it dive more) and we have pure Paycoin Idiocy in one neat package.
Paycoin as Collateral is only one of the collateral options that will be available. As an investor, Do you rather do trusted based only loans? Is that safer?
Also, how are the XPY holders a target? Please explain.