100% decentralisation has more to do with ideology than actual usefulness IMHO.
EXACTLY! I tried to get this point across so many times, to no avail. Everyone on this forum seems to think that decentralization will bring about some magical utopia, and that a government/centralized crypto cannot work because it's not decentralized. I think they need a reality check.
The current centralized financial system has kinda proven already that it doesn't work, this is entirely the reason why Bitcoin was invented in the first place. You may want to cling on to a failing system and a ship that's slowly sinking, but I think we need to improve and do better than that. It's called innovation and progress, not magical utopia.