merchants have fees for processing digital payments ... ok ... fine ... that cuts into their profit margin , sure ... and people are lazy and want turn key solutions , check ... sounds about right from business perspective ... but as a *consumer* like most people are , who don't own their own multinational conglomerate , the choice between paying extra and not paying extra is a pretty easy choice ... as a merchant , choosing between letting paypal fuck you over for a couple % , or choosing bitcoin payment processors to fuck your customers over for a couple additional % , why not let the buyers take the fee instead of you , right ? ... god i fucking hate living on this planet ...
No don't get me wrong I completly agree with your above statement. but it's the same way with everything in life.
As a consumer I go to walamart and a mom and pop grocery store and buy the exact same thing.
Walmart is going to be about 15% cheaper:
6+% Quantity discounts on sales items
1-2% Quantity discount on payment processor
And the rest is contributed to labor and business expenses that a larger company can write off in the millions of dollars in income they are making compared to a store making <40k/week total sales.
Same for bitcoin sites. Go to a site that uses coinbase exclusively and a site that uses braintree and your looking at paying on average 1.9% more for the same thing.
So I agree the consumer eats the cost but that's just the way the cookie crumbles