Ok and I realize that they say digital coins are the best collateral, if your looking at a physical good then they recommend someone close to you.

I get that, and I wasn't trying to get some people huffed up.  It even says a domain could be valid collateral.

If not then in my honest opinion, then that should be removed so a newbie like myself can't get flak over it.  I realize there are a lot of skeptics, and I realize accounts aren't even a good option.  Yet when Bit Coins are the only digital coin I have played with.  Sure I have a whole whopping 70 doge coin, but I highly doubt that'd be good collateral.

I'll look around, see if I can find something else of value.