Great post Mulletwang. I started to invest into cloudminr as well by the end of december, and got about 72% ROI now.

Home-mining can break even, it depend mostly of your cost of electricity, and it's easy to break even in less than a year with a S4 at 375-400 USD. And there is the Bitcoin price to take into consideration + which type of coins you mined.

Anyway, for the guy that like number, I know a guy named Kapp that is mostly on forum.gethashing.com that made a spreadsheet of the cloud mining companies out there. You may follow his list here ; https://sites.google.com/site/freebitcoinsforall/

As for me, I prefer reward with a bit of risk and privacy instead of high-fee legitimacy with almost no profit at all.

@Mabsark , an average is composed of higher and lower number, not just equal or above.

I now have personnaly invested 5,625 GH and guess what, I like it.