seems you aren't new to bitcoin world having 434BTC+ total recieved funds but something is unusual here, why you are posting from a new forum account and asking for a no collateral loan? i smell a scammer here
I didn't say I am new to bitcoin world o.o
I have been dealing in Bitcoin in so many exchanges over so many currencies, I just never been on bitcointalk before.
And when I googled about getting a loan, few stuff popped up like btcjam, btclendingclub and this forum which of course I heard about before but I never tried registering or being on this forums cause I had no use for it before.
better ask in btcjam or bitlending. No one will deal with a newbie account here