Definitely no. Only large farm can afford to mine these days. If I were you, I would go for some PoS coins.
what about these cloud mining contracts? Are there ANY that are worth it??
No not for just cloud mining, again it depends on your power price. I bought 4th/s of S4 on Hashnest (cloud miners)so when they're no longer profitable there I just pay shipping and have 2 S4 units sent to me, I have cheap power .06$ winter and .07$ summer. I can underclock the miners and continue profits, now if you have high electric it won't be worth it and you'll just lose money.