I understand the need to reward delegates especially this early in Crypti's life.
But .5% is still .5% whether Crypti is worth a dollar or fractions of a penny like now.
The ultimate goal of Crypti as well any other crypto is valuing the currency not in terms of fiat but as a stand alone currency itself.
Even if it takes 25 years do we not want the world to pay with Crypti because 10 Cryptis has a value of 10 Cryptis and not be thought of in terms of fiat value?
Imagine in fiat paying a .5% network fee every time you buy milk.
If Crypti will really be a payment method for merchants, paying anywhere near .5% even .1% is a lot every time I buy a tv, a mattress, pay my cell phone bill or renew my Netflix.
In a world where the primary form of payment is a crypto currency, the price of goods would not be over-inflated to compensate for exorbitant credit card processing fees (which is now the case). For instance look at companies that take Bitcoin as a form of payment, many offer 10% discounts because they save so much on the backend not paying out money for the processing of the payment to the network and company that is facilitating the payment. This fee can be anywhere from 1.5-5% depending on the company and form of payment. If Crypti were the #1 form of payment and all places took Crypti, the merchant would be paying nothing to any facilitator for the processing of the payment and the user would simply pay a front facing 0.5% fee to pay with Crypti. Taking into account the reduction in overall cost of goods due to the declining 1.5-5% processing fee, you would actually come out paying less for the same goods in the hypothetical future Crypti dominated marketplace.
Not saying I don't understand your point, but the fee isn't as outrageous as it might seem.