This is why I think newbies should be blocked from posting in this thread. 
Not all newbies are scammers, I agree most of them are, you just need to keep an eye on them to find those who are not and support them to grow a better community. Well, there are scammers everywhere, in real life also, so it's not a big surprise everyone doubts everyone.
scammers think that bitcoins are being given away by everybody
i am a newbie too, id rather wait for i have a good collateral to expose a loan. else, no way