Hello @kapetan yes i know about your loans i have invest in one of them, they have make many changes lately as monthly payments only, fixed rates, review loans from an antifraud agent (which really annoying in many cases), 14 days funding for all and generally they try to improve their services..you can follow their blog for more news..i beleive that if they where more fast on reported loans as me and others have report a lot of them in the past from obvious scams and block their withdrawl we may have save some coins..anyway there are a lot of scams there and i agrre with @crazyivan the only lend it can really work is here or anywhere with collateral.Scams are hard to block it in all crypto world as they grow they technics in system as fast as we getting in crypto.
Kind Regards,
BTC-Bank.