Bitcoin was not invented so we could get rich.
You said it. No one will become rich from its latency and price instability.
It is the safest, fastest, and cheapest payment method.
A spontaneous 51% hashpower acquisition, which "should never happen", already happened. It's as safe as proof-of-stake.
The Ideal Reserve consumes 500ms for global certainty. BTC consumes at least 60 minutes. BTC isn't even close to the fastest.
Since miners need transaction fees on top of block rewards, it's incredibly expensive, not including the time consumption costs to achieve certainty.
That is all.
Yeah, BTC's done.
You don't seem to know how credit cards work. They are now inherently unsafe. I am on my third replacement card in a year. I have never lost a penny in BTC. It take 2-30 days to complete a card Tx. It may seem instant to you as a consumer, but that is just the start of the process for a business. Additionally it will cost the business 3% of the sale. That adds up to big money as sales go through. With bitcoin is costs pennies to send millions. Not even in the ball park. For example, try sending $20 to Europe. It may cost you another $20 just in fees. I suspect you have never done a wire transfer or the like.
So again. There is NO faster way to move money.
There is NO safer way to move money.
There is NO cheaper way to move money.