There will always be banks. Most people need a credit to buy their home.
So the people that have no bank accounts have no house. I like that logic.
It's obvious that banks can't be removed, at least not easily or quickly.
I disagree. I think the key is to offer more simple Bitcoin services that do not rely on internet & smart phones but on SMS service instead.
The problem is not that African people are not educated to use smart phones the problem is that simple cell phones are cheaper and more readily available (also in terms of infrastructure).
Exactly how do you plan on doing that? If we start adapting Bitcoin to old technology we aren't going in the right direction. Yes we need to make simpler services, but not in that way.
We should be pushing forward, not backwards. Africa has so much potential. The question is: is anyone going to do something about it?
Note: There is a smartphone that costs $29.