Slightly off-topic, but in case anyone is wondering why crypto is foundering, consider that it is almost impossible to convert fiat to/from crypto.

Coinbase no longer will do business with me, apparently because I live in Louisiana. It was okay to do business with me a year ago, but somebody decided they would just cut off my entire state (actually, half the country). Damn inconvenient, especially since I had already gone through an FBI-level verification process with them.

I signed up with Circle. Their verification process was much easier. Cool--selling BTC and depositing to my bank is easy. Buying BTC (to convert to DASH, of course!) is impossible. The limit for an instant transaction is a measly $100 (Coinbase, when they let you buy BTC back in the day, had a $1,000 limit). I can of course buy more than $100 worth, but it will take a week to clear.

Oh wait, I can't buy anything with Circle. Because I changed my online banking password, and Circle requested that I update the username/password on their website. No problem--except that I get an obscure and meaningless error message saying that the .fiatACCOUNT failed. Whatever the hell that means.

The crypto industry better start getting its shit together, or it WILL die, regardless of how innovative it is. Your average person is not going to go through all this hassle just to buy BTC.

Just food for thought.

P.S. Just today I went to convert my mom's MSAFE to DASH. That required me logging into blockchain.info, accessing the private key, logging into omni wallet and importing that private key, sending bitcoin to the MSAFE address to cover the transaction fee, then transferring the MSAFE to Poloniex. Sell the MSAFE on Poloniex, transfer the resulting BTC to Cryptsy, convert the BTC on Cryptsy to DASH, withdraw the DASH to my wallet.

The entire process took about three hours. Until somebody finds a way to make crypto EASY, it's not going anywhere.