When the M-Pesa / Kipochi partnership was first launched, there were lots of interest, and it seemed that BTC will capture quite a lot of market share. But now it seems that things have cooled down a bit.
Unless African population is educated to use internet & smart phone, bitcoin has no future over there.
That is not necessary. They don't need to know these skills to use BTC. For example, currently a lot of African migrants use Western Union to transfer their remittances. That doesn't mean that all of them know the basics of the money transfer system. All they need to know is how to deposit cash at M-Pesa branches. M-Pesa will convert this cash to BTC and send them to Africa. In Africa, M-Pesa will convert this BTC back to cash and give it to the recipient.
It sound really simple and affordable. But I remember some threads like this:
And I wonder if they in Africa really ready for bitcoin if they have more pressure concerns right now? I would like them to be able to reach out and embrace cryptocurrency but I feel that it is indeed to early for some African countries.