So this is the price users have to pay for using their "regulated" exchange/wallet? Welcome to the "paypal" of bitcoin 
It's the power of concentration it is a tad concerning
However as long as their is sufficient choice and competition developed to complete against Bitpay their is a good chance of avoiding the monopoly trap.
I prefer the "they can't regulate bitcoin" option that lured me to it to begin with. So where are options for 100% privacy?
Coinmixers or localbitcoins I guess, that or a Bitcoin ATM that is not KYC/AML if you can find one operating.
Initially the main issue is getting a signifcant amount of coins, guess if your Canadian could use a service like quickbt, get a few dumb phones with dispoable numbers and load up that way, might be a bit hard to use interac though.