Is the Xapo Debit Card useable in stores? It says "Electronic use only" on the back, but I was able to withdraw money from an ATM, so... yeah. I'm not sure anymore.
https://support.xapo.com/can-i-withdraw-cash-at-atms-using-the-xapo-debit-card
Just be sure to check on this one also: https://support.xapo.com/what-fees-are-associated-with-the-xapo-debit-card