Why do you need a loan to pay for another loan? Just pay it and apologize to your BTCJam investors.
You see, I have some financial problems, that's why I need to refinance the loans.
, all you need is a single click there but the fact that you are seeking the loan here rather than there actually trigger a red flag which means your reputation is bad there and your "refinance loan" wont be filled up or that you wish to scam here and not to tarnish your reputation there