Yes these are my 2 biggest issues with my account, the reason i have no bank verification is that the Barclays UK option will not go through, seems to be an issue with BTCjam - The barclays international goes through but the UK link does not work.

In regards to my income verification, Im classed as self employed in the UK and did send a bank statement to prove my income, but pay slips were needed something i do not have as im self employed.

In regards to collateral would you want it to be physical or digital ?

As im happy to put any property I have against the loan, but not sure how this would work for an international lender, or im happy to give some proof of income with bank statements etc if needed.

If you let me know what sort of collateral would be needed i can see what i can get.