How Xapo makes a profit, if all fees are charged by the card issuer/ATM operator/VISA?
The debit card program is only one of many services Xapo provides the bitcoin community. Some currently generate income, some do not, but may at some point in the future. This is neither uncommon for start-ups and well established technology companies like Google.
what other ventures is Xapo a part of that generate income or others that do not make income right now but may in the future? I am just kinda curious i have thought for some time Xapo owns faucets