Dont really need it but can take this loan as you only charging 0.002 , which is really low

. If you trust me , no collateral, PM me.
Best Regards
Why would you take a loan if you "Dont really need it"? You are either planing to default it or you're buying trust, I can't think of any other option.
Anyway I wouldn't recommend OP to lend to you without collateral.