You can also get a second job. And by the way having a goal is crucial, because otherwise saving will be meaningless.
How do you say that having a goal is crucial and savings is meaningless. Having a goal will added to your willingness to save. This would help your patient. But it will become meaningless if theirs something happened and you need to pull out a money like emergencies.
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yeah better the deposit on bank or insurance. i think that's option for save he money
Insurance are been deducted to your salary every month. You will get your insurance if theres something happen to you or their an accident and if thats not happened you can get your money when you are retired.
You get your money back when you retired? I dont think so which world you live on. The insurance company just keeps paying others with that money. If you would get it back, that would be a ponzi scheme, if you dont then thats just a socialist thing.
Of course if its voluntary insurance, i dont care, but most of the times governments force you to have insurance.
Insurance companies invest the money you give them and keep the change. It's their incentive to do business.
Unless you think you can invest your money better than an organisation whose sole purpose is to generate money, insurance isn't a ponzi or a socialist thing.