I am just confused on why people think I am asking for a loan through this site. I am directing a link to BTCJam. All my loans are done through that platform, and this post only applies to those who use that system, and trust that system. So I am just confused on why people are trying to relate that to asking for a loan through this website which is not the case. I'm merely posting a link in which a loan is done in an entirely different place in which that platform has its own policies for late payments/ no payments etc.