Thank You! I am aware that Escrow is required and is thereby updated!
I don't see the OP updated with the fact Collateral is required to be sent to an escrow...

Are you trying to pull a
collateral scam?
Rule 8. It needs a little update. There are free escrow services too. Telling to pay them may make a borrower give collateral to OP.
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Rule 8: Escrow is Recommended but you have to pay for it
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