Could of fooled anyone the way they both talk. They sound like clones to me, little homero clones running around.
For sure they are not in compliance, if carmelo is in florida running the company from florida, bank account or not he is breaking the law. He has mentioned several times in HT he is in florida so that's settled. Not to mention I'm sure there are a whole lot of other laws regulating loaning money that they aren't following.
How do we report this?
Yes they do lol. The force is strong in Cmilian. I saw a thread somewhere with the info about florida and agencies to report to. I think it had to do with craptsy, I dunno but the info is here if you search.
I am sure they are not in full compliance. Down here in florida they have some obscure laws about exchanging currency over $300 thats not fiat for fiat. First place I would check would be the Florida Office of Financial Regulation to see if they are registered.