I was just reading my post and had a revelation of sorts.
Why do we even have wallets?
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why not plug and play, separate to the data base efforts of the computers running the show, from a smart device for transactions.
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Also when I said the idea will go away...
it wont, it is just the big banking cartels with use blockchain technologies and lock out the decentralised models now emerging.
Is all about the numbers of users.
If you cannot spend a bitcoin there is no point in mining one and back to the 10000 btc pizza.
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We probably have 3 years before Wall Street decides to stop playing.
The market cap of bitcoin is peanuts if they wanted to buy them and not use them all.
So need to make it idiot and bullet proof in half that time.