"Assuming no major crisis in bitcoin"...
The delusion in this guy is strong.
I think what he says is true, though. If there is no major crisis then why shouldn't retailers accept bitcoin within five years?
"
In 5 or 10 years I think every online retailer will accept Bitcoin." - Gavin Andresen
https://youtu.be/iQ2TOFIgvisAwesome 15 second quote from Gavin during this New York Public Library discussion on May 19, 2015.
I think it's going to bee sooner than that.
More like two to three years from now.
It doesn't make sense to give 3%+ of your sale to any payment processor instead of just paying a few cent.
You're right it doesn't, but in that case why haven't most merchants already jumped on board?
How is the time limit evaluate? However, more and more retailers accept Bitcoin now and we could charge for items with Bitcoin often, then the business with bitcoin can run well.
It's just a rough guess based on his speculation really. Wishful thinking or hopeful optimism at best so don't take it as a fact.