I asked polynesia via pm for extension of 4 days.
loan amount 0.05 with interest 20% changed to 25% interest.
Accepted.
I think it is pretty clear that you were intending on repaying the loan with the proceeds from one of your account sales, however no sales appears to have materialized.
Have you considered negotiating with polynesia to see if he is willing to accept one (or more) of your accounts as payment for your loan?
The probable reason for this would be the forum downtime, accounts are generally in high demand, i dont think he will offer any of his spare accounts as collateral as he was adamant that there was no need for collateral