While deposits are not exposed to BS&T, being backed by a mixture of long-term investments, assets and stocks on GLBSE, I do have a personal account with BS&T and that is no secret.  I also have the wind out of the PPT.x series of bonds to take care of and that is making life more complicated this week as I have been honouring the commitments I have there and that has sucked a lot of my spare coins.  I also consider my decision to restrict deposits over the past two weeks was the correct one to take, although that makes things tighter than I would have liked.

I was asked directly today if I could provide a maximum pay-back time for deposits.  As mentioned above, some of the backing is in the form of loans and these are various terms, some running monthly, some three months and I have some that run six months.  Those are no able to be recalled on a moment's notice.  The other important issue is that the liquidity in GLBSE is quite limited even for good quality stocks.  Little buy interest means it is difficult to sell a large position and I notice DeadTerra was having this issue recently too. 

To date meeting withdrawal requests has still been achieved reasonably quickly (basically within a day).  If I was to receive a request for 2k from one of my largest depositors, I do not see a good reason why that would or could extend beyond a couple of weeks allowing me to sensibly move or liquidate some assets.  If everyone asked for their funds back (16k), that would take a lot longer.