This is ludicrous if you ask me.
Why should VOD be the dictator of when someone gets to ask for a loan ?
Say if his father has an accident next day and exhausts his savings / insurance and asking for a loan on Jam is the ONLY choice he is left with, VOD can come in and label him as a scammer, like WTF ?
Its like appointing VOD the authority from where Save has to get 'Permission' before asking for a loan (here or anywhere).
Yes I ve been here for a while and I have seen how much scammers have tormented the people on this forum and on Jam. But what the hell ? Why are people gonna get a rating BEFORE a scam happens ?
This shit is so Minority Report...
Like I said, "trust" is the issue here.
The trust is fine. I don't have any problems with VOD leaving negative trust to people for whatever reason he wants... (well, I do actually, but that's an entirely different argument). The problem is that he's in the DefaultTrust. If DefaultTrust went away, there wouldn't be an issue, but since it's here and VOD has clearly shown he's abused his position numerous times (and continues to abuse it) he should be removed from DefaultTrust, which is really the root of the issue here. He's demonstrated time and again that he's unsuitable to be given the power of DefaultTrust, yet he continues to wantonly abuse it and no action is taken.