Try the new smartphone app CIRCLE only need your name, address and bank details.
They also have a website.
US only? and they will accept credit card?
Seems like they do yes , but you may wanna check this post first to make sure you don't make mistake you will regret later .
=>
https://support.circle.com/hc/en-us/articles/202561864-Warning-on-Credit-Card-FeesI guess there is also Bit-x which allow you to use Credit cards . not sure about verification tho