I am trying to mine Vertcoin using the P2Pool locally and I am getting error messages that "Bitcoin it too old. Upgrade to .5". I am being disconnected and banned for bad behavior.
j0
Elaborate on the part in bold. Also, where are you getting this message from? Where are you being disconnected from, the p2pool?
As for the hardware errors, most probably a setting issue. Have you tried mining on a regular pool, just to see if you have any other related issues?
where she will go , up or down , or stay stable .
So, you are basically asking "should I sell or should I hodl"? My answer to you is - YES!