i have always heard of btcjam and saw the ads but have never tried it.
what is the difference between lending to people there and lending here in this forum at lending section.
what do they provide as a guarantee or collateral?
Each has its own rating. There are people who are constantly borrow and return. They have a good reputation. Do not skipped borrow the full amount, but only that which you do not mind.
I have heard many good reviews about this site. No time and money that would be available to try.
there are multiple cases of default on loan, even from A+ rating, i would stay away from it , without even thinking, the only good thing is that you can divide your loans with someone else, thus is not necessary to pay the full loan by yourself
I think loaning bitcoins is asking for trouble. Most people who use that site (or take loans here_ likely just try build up some feedback to scam at a later point.