I don't know anything about Billon, but for one thing this is the kind of marketing more crypto needs.
Billon is a crap. It has nothing to do with cryptocurrency and this company won't invest in crave or any other crypto. It is a bank-driven payment system and nothing more. Just ignore this idiot. What crypto needs is a complete solution - decentralized currency+markets and exchanges with quick transaction confirmations.
Well, yes, it definetly needs higher, faster, better tech. But it needs the marketing most. Without marketing you can build the most innonative thing in the world and nobody would know.