So do you think if you made it a "term of service" it would suffice? Borrowing heavily from you, I went ahead and started an auction. Let me know if you see anything glaringly obvious that I may have left out. I really like the idea behind this as it ties into ebay's current feedback system with ebay protections built in. Anyways, your comments would be appreciated.
His auction is here:
http://cgi.ebay.com/280675399419I can't find the official policy, but everyone seems to think if you accept PayPal, you have to accept e-checks. For instance:
http://answercenter.ebay.com/question/Paypal/Echeck/900247346The real hang-up is that a new PayPal user won't know that they are paying by e-check until after they send Payment. This actually happened to me the first time I tried to pay somebody with my new PayPal account. I hit "send payment", and then when I looked at my transaction history, it said an e-check would be sent in a few days. I had to cancel the e-check and jump through some hoops before I could send the instant payment I had meant to send.
Just for the fun of it, I put in a low bid on your auction

P.S. If your auction sells for more than $250, you need to ship with signature confirmation in order to be eligible for seller protection.
I'll see how this one goes...if nothing else, it may be a good learning experience.