If there is nobody to turn to in case of theft or fraud, people will be extra careful about their bitcoins. Average Joe will know that he has to be absolutely sure of security aspects before entering Bitcoin. That is a good thing. 
Give it some more thought; many people assume that they have someone to turn to in such cases of abuse, only to find the fact that there isn't anyone who can help them.
People are entering bitcoin world without knowing all facts, and when they loose funds for either reason - they feel betrayed, played, hustled. Those people turn their back and don't return, and we don't want that.
cheers