the site is full of scammers...not safe for investors but very good for borrowers
just double checked my stat's and i did 5 Loan's to people from India all A Score, all 5 did not repaid.
And those accounts are still all active, BTCjam did nothing about it!
5 out of 5 late/defaulted is not representative for loans from India on btcam, India has better repayment rate than countrys like Germany, Spain, Unitid Kingdom for example and is just slightly below the sites avg.