All of the signs of a scam are present. No explanation other than a scam is plausible. Therefore, it's almost certainly scam.
How can you not understand that it is possible to earn more than 1% a week, making paying out such an amount profitable?
As well as people paying high interest rates for loans, look at the dividend yields here:
http://www.stochastically.com/It's possible some of the deposit schemes are run as ponzis or are some other sort of scam, but to go after Patrick is crazy.
I am honestly upset at the way this forum is going. Healthy criticism is good, but the recent discourse is far from that.