- 99% of your transaction are located in your town (quarter).
Incorrect.
Nevertheless the idea of partitioning payment systems by some sort of natural (if fuzzy) boundaries is reasonable.
I still prefer off-chain (possibly partitioned) payment systems with a single settlement chain though. Not sold on merged mining at all.
ok, if you do not like "natural boundaries" we can create corporate chains. :-)
a) local-Tesco-Sidechain
b) or you can use Coca-Cola-Sidechain
c) or use Free-Wifi-Geaks-Sidechain
d) ... some local drug dealer chain
I do not know exactly how to build TREE OF CHAINS what will serve all people needs .. but I know that it is possible and free market will choose what is important and what is not
Instead of putting the entire Bitcoin protocol at risk for your speculative endeavors, why don't you just have the balls to build those businesses that accept BTC?