Easy. If a thread in "lending" or "long-term offers," contains a business proposal, it's a ponzi.
Duh - what apart from ''business proposals'' would BE in lending?!
LOL. No shit. The "How to identify a ponzi" thread talks about the
lack of a business proposal as a potential sign of a ponzi scheme.
Now, a business proposal confirms one.
The average IQ continues to decrease on this forum. Currently the odds are 1:3 the avg IQ will reach 70 or below before the block reward halves.