There are pitfalls to being your own bank.
Ultimately you have to cash it out, as it stand right now. And if you do a large cashout to your bank account, the government'x tax agency will be on you like a hawk for not having declared the money.
Think Al Capone.
Well is not like we are looking to break the law and take to the bank over 10k usd with out proof of generating income, we all have to pay taxes specially if your self employee or Independent, every most operate with the law at all times.