On other topics
- The rates in the orderbook are really low now. Maybe this is where the market will end up but I also suspect some people are offering really low rates because they believe in Joinmarket and want to provide early-on liquidity. This is counterproductive though because it discourages investors from joining. When a prospective investor sees that there is 140 BTC at 0.03% there is no reason for them to offer 100 BTC at a higher (normal?) rate.
Bear in mind that the advertised rates are per transaction. If you average one transaction per day at 0.03%, that's a monthly return closer to 1%. It's not yet clear what frequency individual investors can expect, but we've started working on a tool for detecting likely Joinmarket activity in the blockchain, and guessing the earned fees.
After 2 days without transactions the makers lower the fees, thats it. A good integration to some client could increase the bid