Question to the community: HZ 4.0 is complete, and we have 5.0 on test net.  Both updates would require hard forks, and we would like to keep these forks to a minimum, so we are asking the community if we should release 4.0 and go through a hard fork, or wait another month and have 1 hard fork for 5.0 which will introduce the voting and monetary features, as well as a slew of others.