im not affiliated with bit-x besides being in their signature campaign, but ive actually heard some great things about their debit card from a few friends of mine, they use it to withdraw fiat money from ATMs using the bitcoin balance on their bit-x accounts. I havent tried it myself but id say its worth looking into.
There are card by Xapo, Bit-x and few other site, But the Problem is that, their Fees, Which is I think really High.
Lets talk about Bit-x:
If I cashout my btc through the card it take more than 20$ for each month. Because If I don't do five transection they will deduct .05 BTC for inactivity, and If i cash out for 5 times in each month then 5x .01+ 3% ( .05 +3%) fees will be deducted
. And If I exchange my money through some other exchanger It only takes 5$ not more than that. Im not much familiar with xapo, but have the feeling that it will also the same as the bit-x.
thats true as well, in fact heres a list of the fees for the xapo card: https://support.xapo.com/95219-What-fees-are-associated-with-the-Xapo-Debit-Card
these companies arent running a charity service; companies are for-profit entities and this is one service they offer to generate revenue. compare this to most major credit card companies that usually charge a flat fee in addition to a % fee of each transaction: http://www.merchantmaverick.com/the-complete-guide-to-credit-card-processing-rates-and-fees/
its not that much different.