Question to the community: HZ 4.0 is complete, and we have 5.0 on test net. Both updates would require hard forks, and we would like to keep these forks to a minimum, so we are asking the community if we should release 4.0 and go through a hard fork, or wait another month and have 1 hard fork for 5.0 which will introduce the voting and monetary features, as well as a slew of others.

??Well? If we take another week or so to make the decision then you will have had your extra month!! Where are we at?
I think your math is off.