Fuck saving, go all in, in a smart way.
You will lose 90% of the time in the first 3-5 years.
Then you will start earning.
i think it is really simply, if you believe that bitcoin can go really high in the future
it's intelligent for you to go all-in with bitcoin, or 90% to be more safe, otherwise it's better to diversify, in 2 assets at least
one with high risk, where you put a lower % of your saving and the other with less risk where you put a higher %
for sure i'll not leave my saving sitting in a bank for a meaningless interest