ManyProofs didn't even specify where he sent it to NEITHER made a agreement with me. I saw the money come into my wallet while I was on my phone and thought that Hexcoin loaned me as he agreed in his post here.
You published your address in the OP. Of course he sent there, where else could it be? And he posted saying he sent it, and you replied so of course you read that immediately. I keep everything I said in my previous post, I will consider you untrustworthy if you don't refund right away.
dud, if he do not have funds right now, he cannot refund right away.
he should grant refund as soon as he get funds to payback.
If he doesn't have the coins it would mean he did need that loan. It wouldn't make sense not to accept it. He should be negotiating the terms instead.
It just doesn't make sense to accept a part of the loan (the part he keeps the money for a couple of days) and refuse other part (where he pays interests). And some people are even insinuating it would be OK for him to keep the coins for good!