I want to pay a hooker without my wife knowing.
Do I read a mantra on what money should be written by a pseudoeconomist and buy a coin with same the anonymity level as bitcoin?
Or do I use the coin that's agreed upon to have the best anonymity?
How will I ever decide?

I think for you, you should definitely be a Lemming

Follow what you're told. It's the best policy, just ask Ross Ulbricht,