Toknormal has an opinion that any math stronger than addition and subtraction can't be used to verify cryptocurrency based balances
An account balance IS the result of addition and subtraction - nothing else.
So yes, what the public needs to see as an audit of an account balance is addition and subtraction - nothing else.
In that case every single cryptocurrency fails your standard because it is impossible to verify the balance of an address without using actual cryptography to validate tranasctions. Yes you can add or subtract tx amounts, but you may be adding and subtracting
invalid transactions, making the resulting total incorrect, invalid, and meaningless.
There is no escaping cryptography to audit
any blockchain. Period.