Where are you incorporated?  Who is on your board of directors?  Please link to the state or country website where your corporation is registered?  Are you aware Capital One is a registered trademark and that pre-existing Capital One also happens to be in financial services?  Will investor funds be used to pay litigation costs when you are sued?

Why are your "clients" borrowing at 3000%+ APR?  Are they such bad credit risks that they can't borrow anywhere else for cheaper?  PayDay loans are only on the order of a couple hundred % APR and available to just about anyone with an ID and a job.  How large is your collection team?  How do intend to enforce unlawful contracts?  What is your average loan length, what % of loans default?  What is the historical collection rate on defaulted loans?

(The questions are rhetorical I don't really expect any realistic answer from a ponzi operator).