If you want insurance against a BFL SC 'scam', buy with Paypal and use a properly insured credit card with that account.
Just to clarify, I do not believe that BFL is promoting a scam. There does not seem to be any logic in destroying their company in order to make some short term profits. They may be late, but I have no doubt that they will deliver a product that substantially conforms to the one they promised. I am trying to understand the premise for the assertions that that it is a scam. I would like to understand the reasoning behind it and the evidentiary support for the line of reasoning. A "bad feeling", "it is obviously a scam" or the performance seems "to good to be true" seems to lack the substantive weight to support the nay-sayers.
I am trying to understand, in the absence of any evidence, what is fueling the accusations of fraud. Is it fear, is it worry of obsolescence of existing gear or some other type of resentment towards BFL (perhaps competition desire or negative campaigning by competitors)